Aaron Murphy
Credit Adventure
Founder
Aaron Murphy
Credit Adventure
Founder
Dip into their savings
Tap into their retirement
Bleed their kids college fund
Put up their home for collateral
Do you consistently have more cash coming in than going out each month?
Can your business cover all its expenses without additional funding?
Do you have liquidatable assets?
Do you have at least one month’s operating expenses available, or enough to cover the next payroll?
Is your business cash flow positive but not profitable?
During turbulent times, the inability to secure funding places your business in its most vulnerable state.
In essence, relying solely on bootstrapping, cash flow, and personal credit often leads to failure for many business owners.
A lack of capital, cash flow, and funding is the top reason businesses fail.
According to the BLS, nearly 50% of businesses shut down within the first five years.
Building your business credit
Protecting your personal credit
Meeting operating expenses
Securing the lowest rates and best terms
Obtaining the highest funding amounts
Maximizing approval rates
Increasing your business's value
Expanding and opening new locations
Acquiring other businesses
Negotiating favorable deals
Reducing insurance premiums
Improving leasing terms
Securing bank funding is a widespread issue affecting nearly every business. Whether you’re a startup or an established company, obtaining the necessary capital for growth is a persistent struggle. The reality is stark: lending requirements are becoming increasingly stringent.
Despite an abundance of lenders, investors, and available capital, changing rules make it difficult for business owners to navigate the approval process. The most troubling aspect is that the critical information needed to secure funding isn’t readily accessible online. This “secret” funding criteria remains unpublished and hidden from public view.
Over the past decade, we’ve identified more than 125 factors that unlock access to the loans and credit business owners need. By collaborating with hundreds of lenders and credit issuers, we provide the most current lending requirements every 30 days.
Our goal is to simplify and enable financial access for every entrepreneur with a vision to improve their community.